Motorists know that prices vary widely when it comes to car insurance, and it can be difficult to stay on top of which cars are the cheapest to insure. That’s why we've compiled a list of the the ten cheapest cars to insure in 2020 — based on the findings of a survey conducted by Admiral.
The average prices for insurance were calculated assuming drivers are over the age of 25, and it’s also worth bearing in mind that one of the main factors impacting on the cost of insurance is the driver themselves, rather than the vehicle — although both are taken into account.
Several recent surveys found that the top ten cheapest cars to insure ranged from the lowest average premium of £335, to the highest average premium of £390.
It is also worth noting that some of the cars in the top ten may surprise you!
The stereotype for a cheap car to insure is often a tiny vehicle with an underwhelming engine that generates very little excitement to drive. But as you will see in our round-up, some of the cars could be considered a more luxury vehicle — with one of the cheapest being an affordable sports car!
Skoda, SEAT, and Volkswagen each have two cars on the list, so these are manufacturers of some of the cheapest cars to insure, though none of them made the top spot.
Read on to discover our selection, and perhaps you will be making a different choice when it comes to changing cars or insurance policies in the future.
Although this previous version of Land Rover Defender 90 went out of production at the beginning of 2016, it continues to appear on the lists of the cheapest cars to insure, especially for second-hand buyers.
9) Skoda Yeti
Average premium approximately: £389
Like the Land Rover Defender 90, the Skoda Yeti may now be defunct but still makes it onto our list, by costing less than £390 on average to insure annually.
8) Skoda CitiGo
Average premium approximately: £386
The Skoda CitiGo is fast becoming known as a smaller car that can provide big value for money! It remains a highly popular city car.
7) Seat Arona
Average premium approximately: £384
The sports utility vehicle — Seat Arona — is next in our list coming in at an average of £384 to insure annually. The Arona has an impressive four-star rating on the review site What Car? and is a popular choice, both used and new.
6) Seat Mii
Average premium approximately: £369
The Mii is another SEAT vehicle to have made it into our top ten round-up. This one is an electric car, and the first zero-emissions model for the manufacturer.
4) Dacia Logan
Average premium approximately: £358
The Logan is a relatively affordable estate car from Dacia. Interestingly, it is identical mechanically to a number of the other cars who made our cut as the cheapest to insure. These include the Skoda CitiGo, the Volkswagen Up!, and the Seat Mii.
3) Volkswagen California
Average premium approximately: £357
The California is in fact a very popular camper vehicle. It has been featured in several countdowns of the best and most affordable campervans, and is ideal for anyone wishing to travel around the country in their very own portable home!
2) Fiat 500C
Average premium approximately: £346
The 500C is the counterpart of one of Fiat’s most popular city car models, but features an attractive open top design. It is especially popular with younger drivers — being affordable — and comes in second in our round up of the top 10.
1) Mazda MX-5
Average premium approximately: £334
This popular and affordable sports car tops our rundown of the top ten cheapest cars to insure — and it may not be what you expect! Its sleek design and enjoyable features have made it exceptionally popular. It topped over one million sales just a few years ago, and often surprises budding buyers with its cheaper insurance premiums — though this can of course vary.
Remember, the driver can have a bigger impact on insurance premiums than the vehicle itself, but this list could be a great starting point when you’re choosing your next vehicle and looking to save money on insurance!
Eclipse Autos is Good Garage scheme approved auto workshop based in Bletchley, Milton Keynes. Some of the services Eclipse Autos offer include: car MOTs in Milton Keynes, motorbike MOT tests, car recovery, crash repair, clutch repair and car servicing. This blog post was produced by New Frontiers Marketing.